Revolutionize
Your Financial Journey
Instantly & Intelligently!
Insijam Private Limited is pioneering "The Fintech under one Umbrella," revolutionizing the financial services landscape by simplifying access to insurance and banking products. We are building a dynamic digital platform that empowers individuals and businesses to navigate the complexities of Takaful, Re-Takaful, and Banking Products with ease, offering human-less technology for seamless purchases and instant coverage. We provide comprehensive Comparisons, Arrangements Connectivity for a wide range of financial solutions.
M.Luqman
Chairman
Mr. Muhammad Lukman, Chairman of Virtuosoft, served as the Chief Executive Officer (CEO)
of the National Clearing Company of Pakistan Limited (NCCPL) from 2004 to 2024. He is a
Fellow Chartered Accountant, Cost & Management Accountant, and Corporate Secretary, and
a certified director from the Institute of Chartered Accountants of Pakistan (ICAP). Mr.
Lukman began his career with A.F. Ferguson & Co. in the Audit and Assurance department.
He has over twenty-five years of diversified managerial experience with national and
multinational companies, including Rhone-Poulenc Rorer Limited, Coca-Cola Beverages
Pakistan, and the Central Depository Company (CDC).
Ebad Khan
Founder & CEO
Ebad, Founder & CEO of Insijam (formerly CoverAsaan.pk), is building an All-in-One Digital Financial Hub.
Backed by 8 years of experience and NIC recognition, Insijam offers smart financial solutions and partners
with insurers to boost access and drive insurance growth in Pakistan insurance GDP. With the strategic guidance of
industry experts, building a Global Virtual Fintech HUB borderless platform and scale across the world
Ahmed Chinoy
Vice Chairman
Ahmed Chinoy is a renowned business leader and social activist, awarded the
Hilal-e-Imtiaz (2013) and Sitara-e-Imtiaz (2007) for his contributions to Pakistan’s
development. With over 30 years of experience in trade, education, healthcare, and
public safety, he has played a pivotal role in corporate governance as a shareholder
Director at institutions like the Pakistan Stock Exchange, CDC, PMEX, NCCPL, and SNGPL.
His strategic guidance on IT Steering Committees and leadership of IT Minds, a
subsidiary of CDC, has led to notable successes, cementing his impact on Pakistan’s
economic and technological landscape.